Secure Title Lock

An important part of buying a home is completing a title search on the property. This provides essential information that a potential buyer needs to ensure that they don’t suffer any problems after the purchase. While many people know that they need a title search, they may not know what it entails or why it’s important. Here is what you should know about a property title search. What is a Title Search? A title search is the process of searching multiple sources to discover if there are any claims or financial issues regarding the property. The search will include deeds, county land records, tax liens, divorce cases, and bankruptcy records. You want to ensure that nobody else is claiming to be the owner of the property and that there are no financial judgments against the owner that could be attached to the property. The search will usually be done once the offer for the property has been accepted. If you order a title search, you’ll be looking for a clean property title. Th...

Home title fraud is a serious situation that can cause a homeowner to lose their home. The criminal will use stolen documentation to change the information on the title so that they can borrow extensively against the home. Homeowners will commonly not recognize that this is occurring until the home goes into foreclosure. While this is a scary situation for any homeowner, there are ways that you can protect yourself. If someone attempts this type of cybercrime against you, you’ll be able to recognize it before your house is foreclosed upon. Here are some home title theft protection tips to follow. Check Your Credit Report The way that criminals gather information and borrow against the title is through identity theft. Any financial action that occurs in your name will show up on your credit report. Checking your credit report regularly will allow you to determine if anything is happening that you’re unaware of. If you are a victim of identity theft, you’ll be able to contact...